Planning to build your dream home?
A Family First Construction Home Loan provides you with the flexible funding you need to build the home you want.
It provides a great ongoing interest rate, deferred loan repayments until the loan is fully drawn (you only need to pay the interest that accrues), no monthly account keeping fees and our exclusive Member Relationship Fee Rebate Scheme.
 |
Progressively draw down your loan as you build your home |
|
No principal repayments required until the loan is fully drawn |
|
Borrow up to 90% of your property's value (Conditions Apply) |
|
No monthly account keeping or service fees |
Family First Member Loyalty Rewards Benefit
Refer to our Fees and Charges Brochure to see if you qualify for a Fee Rebate.
| Variable interest rate | View our interest rates |
| Minimum amount | $20,000 |
| Maximum amount |
90% of the property's final value with Mortgage Insurance, 80% without |
| Loan period | 12 Months |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Third Party Legals & Valuation Fees | At cost $1040 (approx) |
| Variable and lump sum repayments | Interest only |
| Early repayment without penalty | Fee applies only if repaid within 4 years |
| Redraw facility | No |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | No |
| Auto repayments (salary/account) | Yes |
| Loan Establishment Fee | N/A |
More Information
- Learn more about the benefits of our mortgage loans
- Review our interest rates and fees
- Want to know how much you could borrow? Use our Loan Calculator
- Need answers? Check out our FAQs
- Find out more about our Loan Repayment Insurance
- Read our guide to buying a home
Apply
Apply for a Mortgage Loan. 
Questions?
If you have any questions, please contact us. 
