Car Loans
Take advantage of the new and used car sales by purchasing your new car with a Family First car loan and get into your new wheels sooner!
Car Loans
To calculate how long it might take to repay a loan, how much you might be able to borrow, and get an approximate idea what your repayments would be, use our loan calculators.
Please review our Target Market Determination to see if this is the right product for you.
New Car Loan (up to 12 months old)
When a new car is what you need, we’ll help you drive away sooner with this low rate car loan.
- Flexible repayments options
- No monthly service fees
- Redraw facility provided
- Make lump sum repayments or pay out your loan without penalty
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | New |
Loan period | Up to 7 years |
Flexible repayment options | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Variable lump sum repayments | Yes |
Early repayment without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Monthly service fees | No |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
From
7.99%pa interest rate
From
8.35%pa comparison rate
This table is provided as a guide only. Terms and conditions are available on application or request.
Car Loan (1 to 3 years old)
Have all the benefits and features of our new car loan for a used car up to three years old.
- No Early Payout Fees
- No monthly service fees
- Redraw facility provided
- Extra repayments available with no penalty
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | 1 to 3 years old |
Loan period | Up to 7 years |
Repayments | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Variable and lump sum repayments | Yes |
Early payout without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Monthly service fees | No |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
From
8.99%pa interest rate
From
9.35%pa comparison rate
This table is provided as a guide only. Terms and conditions are available on application or request.
Car Loan (3 to 5 years old)
Still get a great car loan rate for a used car between three to five years old.
- Offered for cars between 3 to 5 years old
- Redraw facility provided
- Weekly, fortnightly or monthly repayment options
- Pay out your loan early without penalty
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | 5 years |
Loan period | Up to 7 years |
Repayments | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Extra payments without penalty | Yes |
Early payout without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
From
9.99%pa interest rate
From
10.35%pa comparison rate
This table is provided as a guide only. Terms and conditions are available on application or request.
Useful Links and Tools
WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
(1) Comparison Rate based on a typical secured Car Loan of $30,000 over 5 years.
* Loan applications are assessed on a number of criteria which may result in a higher interest rate.
This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Bank’s products or services you should read our Financial Services Guide.
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