Personal Loans
Simple, no hassle personal loans with no monthly fees
Personal Loans
We offer Personal Loans, both secured and unsecured, for a full range of purposes, from buying a car, planning a wedding, dreaming of a fabulous holiday or perhaps for some new furniture. Whatever your needs, we have a loan to get you on your way sooner, and can even tailor a loan to your requirements.
Please review our Target Market Determination documents to see if this is the right product for you:
Unsecured Personal Loan
Enjoy all the benefits and a great interest rate with our Unsecured Personal Loan, speak to a friendly member of our staff to calculate how much you could borrow based off your income.
- Flexible repayment options
- Lump sum payments without penalty
- No monthly loan service fees
Interest rate | |
Minimum amount | $2,000 |
Maximum amount | $30,000 |
Loan period | Up to 5 years |
Repayments | Weekly, fortnightly or monthly |
Monthly fee | No |
Redraw facility | Yes (Min $1,000) |
Extra payments without penalty | Yes |
Early payout without penalty | Yes |
Loan Establishment Fee | Yes – payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
From
14.00%pa interest rate
From
15.79%pa comparison rate
This table is provided as a guide only. Terms and conditions are available on application or request.
Assignment of Savings
If you have big dreams then look no further than our assignment of savings, speak to a friendly member of our staff to calculate how much you could borrow using your own savings as security.
- Flexible repayment options
- Lump sum payments without penalty
- No monthly loan service fees
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | based on the amount of your Fixed Term Deposit |
Loan period | loan term depends on amount borrowed |
Repayments | Weekly, fortnightly or monthly |
Monthly fee | No |
Redraw facility | Yes (Min $1,000) |
Extra payments without penalty | Yes |
Early payout without penalty | Yes |
Loan Establishment Fee | Yes – payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
From
9.60%pa interest rate
From
9.96%pa comparison rate
This table is provided as a guide only. Terms and conditions are available on application or request.
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Questions?
If you have any questions, please contact us.
WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
(2) Comparison Rate based on a typical Assignment of Savings secured loan of $30,000 over 5 years.
(3) Comparison Rate based on a typical Personal Loan of $10,000 over 3 years.
* Loan applications are assessed on a number of criteria which may result in a higher interest rate.
This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Bank’s products or services you should read our Financial Services Guide.
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