Fees & Charges

Below you will find information on the fees and charges applicable to Family First’s products and services.

About Our Fees and Charges

A proportion of these fees are payable to third parties. Family First’s policy is to adopt a system of rewarding members based on their level of commitment to Family First Credit Union.

Download a full list of our current Fees and Charges

Fees and Charges

Use Family First Credit Union for all your banking needs and be rewarded through our Relationship Balance Fee Rebate Scheme. It’s simple! We will calculate your average monthly balances across all of your accounts, review your age and length of membership, then determine the number of free transactions you are entitled to. Any transactions in excess of this calculation will be charged to your account on the last day of each month at the applicable rates.

Fee Reduction Tips

  • Utilise Direct Charge Free ATMs – 10,000 nationwide Direct Charge Fee Free ATMs including ATMs owned by the 4 major banks (CBA, Westpac, ANZ and NAB)
  • Pay for purchases using Visa Card and select “credit” button (not available at some merchants and merchant surcharges may apply)
  • Use EFTPOS to get cash out at same time as purchase
  • Make balance enquiries through Phone, Mobile and Internet Banking or our Family First app
  • Pay your Bills using BPAY via Internet, Mobile and Phone Banking or our Family First app
  • Transferring your savings and loans from other institutions and depositing your whole pay with FFCU may help you achieve more Relationship Balance fee rebates as described above

Useful Links & Tools

Read More about our products and rates
Loan Interest Rates
Savings Interest Rates
Term Deposit Rates

Family First Credit Union

We make banking easy, with many ways to access your Family First Credit Union accounts.

About Family First

Family First Credit Union is different…

Our shareholders are you. We are your local Credit Union, here to support all of your banking needs. So come and experience local caring banking.

Recent news

  • Read more
  • Our most valued prize awarded throughout the year is no doubt our 'Wes Anderson Memorial Employee of the Year' named in honour of the late Wes Anderson who was General Manager of Family First for 28 years. See who won this most coveted award in 2020? Read more
  • For the latest developments in relation to the Northern Beaches COVID - 19 outbreak, please read on to see what impacts this may have on you. Read more

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