Financial Tips

Financial decisions can often be difficult without all the right information. We have a range of useful information and tips to help you with some of the bigger financial decisions you will make.

Budget Tips

Budgeting is something that many of us don’t like to consider as we think it will tie us down. But if you really stop and think about it, budgeting is simply a means of looking at your income and expenditure and deciding on what is most important to you. Once you identify what you want to achieve, a budget is a tool to help you get there.

  • Tracking your spending
  • How to curb impulse buying
  • Planning a budget
  • Develop a safety buffer

Managing your Credit Card

A credit card can be a convenient blessing if used with care. Check out our credit card management tips.

  • Do’s and Don’ts
  • How do I reduce my credit card debt

Buying a Car

Cars can bring mobility, freedom and pleasure. It is important to consider all your options before taking the plunge. Here are some tips to help you when purchasing a car from new or used, insurance and finance options.

  • Different ways to buy
  • Financing options
  • Selecting the right car
  • Financial Planning

Buying a Home

Buying a home is exciting yet nerve-racking as it will probably be the most important and expensive purchase that you will ever make. Understanding the process will help you avoid problems and rely less on luck to make the right decisions.

  • Renting vs. Buying
  • Find the right home loan
  • How much deposit do you need?
  • What, when and where to buy

Managing Financial Difficulty

Many of us will suffer a financial crisis at one stage or another in our lives. Whether it’s overuse of credit, too many bills arriving at once, ill-health, losing a job, or an unusual turn of events, the reality is a financial crisis can happen to anyone.

  • 10 steps you can take to avoid falling into a debt trap
  • 5 surprising statistics on the financial habits of adult Australians
  • How can we help?

Family First Credit Union

We make banking easy, with many ways to access your Family First Credit Union accounts.

About Family First

Family First Credit Union is different…

Our shareholders are you. We are your local Credit Union, here to support all of your banking needs. So come and experience local caring banking.

Recent news

  • In what has been the strangest year on record, warmest of seasons greetings over the festive period ... stay safe and enjoy the comfort of your friends and family. Look further to see our early closing times on Christmas Eve and New Years Eve. Read more
  • Our most valued prize awarded throughout the year is no doubt our 'Wes Anderson Memorial Employee of the Year' named in honour of the late Wes Anderson who was General Manager of Family First for 28 years. See who won this most coveted award in 2020? Read more
  • For the latest developments in relation to the Northern Beaches COVID - 19 outbreak, please read on to see what impacts this may have on you. Read more

Are you experiencing financial difficulty?

Receive Help