Financial Tips

Budgeting is something that many of us don’t like to consider as we think it will tie us down. But if you really stop and think about it, budgeting is simply a means of looking at your income and expenditure and deciding on what is most important to you. Once you identify what you want to achieve, a budget is a tool to help you get there.

• Tracking your spending
• How to curb impulse buying
• Planning a budget
• Develop a safety buffer

A credit card can be a convenient blessing if used with care. Check out our credit card management tips.

• Do’s and Don’ts
• How do I reduce my credit card debt

Cars can bring mobility, freedom and pleasure. It is important to consider all your options before taking the plunge. Here are some tips to help you when purchasing a car from new or used, insurance and finance options.

• Different ways to buy
• Financing options
• Selecting the right car
• Financial Planning

Buying a home is exciting yet nerve-racking as it will probably be the most important and expensive purchase that you will ever make. Understanding the process will help you avoid problems and rely less on luck to make the right decisions.

• Renting vs. Buying
• Find the right home loan
• How much deposit do you need?
• What, when and where to buy

Many of us will suffer a financial crisis at one stage or another in our lives. Whether it’s overuse of credit, too many bills arriving at once, ill-health, losing a job, or an unusual turn of events, the reality is a financial crisis can happen to anyone.

• 10 steps you can take to avoid falling into a debt trap
• 5 surprising statistics on the financial habits of adult Australians
• How can we help?