Landlords Insurance

Protecting your investment property and income

How do you best protect a property you own and rent to tenants?

Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.

As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unlivable because of major damage.

You also need protection from those unlikely, but still possible, risks like fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes.

With Family First Credit Union’s Landlord Cover, you have peace of mind that you’ll be covered if your property is damaged or destroyed by specific events as set out in the policy wording.

Competitive, convenient cover backed by QBE

Landlord Cover is one of a comprehensive range of insurance solutions Family First Credit Union offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service that we’ve made it our general insurance provider.

This partnership enables us to deliver Family First Credit Union members quality and value in insurance products, with the added convenience of having everything under the same roof.

Core Cover

Landlords insurance core defined events

  • Fire
  • Explosion
  • Lightning or thunderbolt
  • Earthquake or Tsunami
  • Theft (not by tenant)
  • Vandalism
  • Water or other liquid
  • Collision
  • Falling tree, branch or aerial
  • Damage by animals
  • Riot
  • Storm, Rain or Flood
  • Accidental Glass Breakage

You’ll also be covered for a number of benefits and any optional extras that you select.

A Selection of Benefits

Benefits Cover
Legal Liability $30 Million
Building safeguard benefit
Environmental Upgrade
Burning out of electrical motors (fusion cover)
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event
Essential temporary repairs
Optional Benefits Cover
Cover for rent default Optional extra
Cover for theft and/or vandalism by tenants Optional extra

Important Notes

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you

# Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution

Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545

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