Loan Application

Privacy
Before proceeding with this application, you should read our Privacy Notice which sets out key information about why we are collecting your personal information and how we use, disclose and secure it.

Who is applying for a Loan?
Applicant 1
Applicant 2


About Your Loan
Loan term over 30 years eligibility requirements apply


Tell us about your work
Applicant 1
Applicant 2


Tell us where you live
Applicant 1
Applicant 2


Tell us about your monthly income

Tell us about your assets (the things you own)
Do you have any of the following?*
Property
Vehicle
Contents
Savings
Vested Amount to Balance
Shares
Other
Tell us about your liabilities (debts you pay)
Do you have any of the following?*
Mortgage
Rent/Board
Personal Loan
Novated Car Lease
Credit/Store Cards
Child Support
Guarantor for another person
HELP/HECS Debt
Other
Your monthly costs of living
Tell us about your monthly living expenses. Please enter 0 if not applicable
Contacts
Contact Persons to be 2 relatives who do not reside with yourself or each other
By providing this information, you authorise us to contact the named persons if we are unable to contact you abput your loan. You undertake to advise the named persons that you have provided us with their contact details and have authorised us to contact them if necessary.
Contact 1
Contact 2


Terms and Conditions

Declaration by Applicants – WARNING: Under the National Credit Code you may be liable to a criminal penalty if you make any false or misleading representation that is material to Family First Credit Union’s decision to approve this application.

I/We declare that the information given in this application is true, correct and complete and that I/we have never committed any act of Bankruptcy or had any judgements or legal proceedings against me/us, except for particulars if noted on loan application.

I/We authorise the Family First Credit Union to make any relevant enquiries into the references mentioned, my employer or any other credit provider.

I/We Acknowledge I/we have read and accepted the Privacy Notice and Financial Service Guide and consent to Family First Credit Union obtaining a Credit report on all applicants to confirm information given on this application. For the Credit Union’s statement on Privacy, please refer to the website www.familyfirst.com.au or ask for a Privacy Statement brochure from any branch.

I/We agree that this information will remain the property of Family First Credit Union.

I/We request and authorise Family First Credit Union Limited to arrange a valuation of the property named, from an approved licensed valuer.

I/We Accept and agree that if the valuation does not meet the requirements of the Credit Union or those of the Credit Unions Mortgage Insurer, there will be no refund of the fee paid to the valuer (large or remote properties may incur an increased valuation fee).I/We request and authorise Family First Credit Union Limited to arrange a valuation of the property named, from an approved licenced valuer.

I/We consent that the email address(s) as disclosed can be used to send me/us any notices or documents that the National Credit Code allows to be sent by email, this includes the Offer and Loan Contract Document.

I/we advise I/we am/are not aware of any significant foreseeable upcoming changes to my/our financial circumstances, which may impact my/our earnings or ability to make repayments. (If you are aware of any financial changes that will affect your ability to make your repayments you must advise us and provide further information.)

You must tick the box below before we can proceed. If you have any questions about these declarations please call us on 1300 369 900 to discuss.

Family First Credit Union

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About Family First

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Our shareholders are you. We are your local Credit Union, here to support all of your banking needs. So come and experience local caring banking.

Recent news

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