Home Loans Comparison Table
| Key Features | Variable Home Loan | Fixed Home Loan | Construction Home Loan | Interest Only Home Loan | Bridging Home Loan | Mortgage Secured Overdraft |
| Interest Rate | View our interest rates | |||||
| Minimum amount | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 | $500 |
| Maximum amount | 95% of the property value with mortgage insurance, 80% without | 95% of the property value with mortgage insurance, 80% without | 90% of the property value with mortgage insurance, 80% without | 90% of the property value with mortgage insurance, 80% without | 80% of the property value | 90% of the property value with mortgage insurance, 80% without |
| Loan period | Up to 30 years | Up to 30 years | Up to 30 years | Up to 30 years | bridging period 12 months | n/a |
| Repayments | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly | Calculated daily, charges montly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly on the portion of the overdraft used |
| Loan set up costs (including Valuation & Solicitor) | At cost $700 (approx) | At cost $700 (approx) | At cost $700 (approx) | At cost $700 (approx) | At cost $700 (approx) | At cost $700 (approx) |
| Variable and lump sum repayments | Yes | Yes, conditions apply | Yes | Yes | Yes | Yes |
| Early repayment without penalty | Yes. | Yes.Conditions apply | Yes. | Yes. | Yes. | Yes. |
| Free redraw facility | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | n/a |
| Property valuations available | Yes | Yes | Yes | Yes | Yes | Yes |
| Auto repayments (salary/account) | Yes | Yes | Yes | Yes | Yes | Yes |
| Loan establishment fee | $200 | $200 | $200 | $200 | $200 | $200 |
* Conditions apply
^ Fee applies to each redraw processed
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