Home Loans Comparison Table

Home Loans Comparison Table

Key Features Variable Home Loan Fixed Home Loan Construction Home Loan Interest Only Home Loan Bridging Home Loan Mortgage Secured Overdraft
Interest Rate View our interest rates
Minimum amount $20,000 $20,000 $20,000 $20,000 $20,000 $500
Maximum amount 95% of the property value with mortgage insurance, 80% without 95% of the property value with mortgage insurance, 80% without 90% of the property value with mortgage insurance, 80% without 90% of the property value with mortgage insurance, 80% without 80% of the property value 90% of the property value with mortgage insurance, 80% without
Loan period Up to 30 years Up to 30 years Up to 30 years Up to 30 years bridging period 12 months n/a
Repayments Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly Calculated daily, charges montly Calculated daily, charged monthly Calculated daily, charged monthly Calculated daily, charged monthly Calculated daily, charged monthly on the portion of the overdraft used
Loan set up costs (including Valuation & Solicitor) At cost $700 (approx) At cost $700 (approx) At cost $700 (approx) At cost $700 (approx) At cost $700 (approx) At cost $700 (approx)
Variable and lump sum repayments Yes Yes, conditions apply Yes Yes Yes Yes
Early repayment without penalty Yes. Yes.Conditions apply Yes. Yes. Yes. Yes.
Free redraw facility Yes. Fee applies to each redraw processed Yes. Fee applies to each redraw processed Yes. Fee applies to each redraw processed Yes. Fee applies to each redraw processed Yes. Fee applies to each redraw processed n/a
Property valuations available Yes Yes Yes Yes Yes Yes
Auto repayments (salary/account) Yes Yes Yes Yes Yes Yes
Loan establishment fee $200 $200 $200 $200 $200 $200

* Conditions apply
^ Fee applies to each redraw processed

Family First Credit Union

We make banking easy, with many ways to access your Family First Credit Union accounts.

About Family First

Family First Credit Union is different…

Our shareholders are you. We are your local Credit Union, here to support all of your banking needs. So come and experience local caring banking.

Recent news

  • All the details you need to know to take part in this years Annual General Meeting! Read more
  • IMPORTANT INFORMATION - Effective from Monday 11 October 2021, reduced operating hours will continue for all branches and offices of Family First. Read more
  • What did the Reserve Bank discuss at their October 2021 Monetary Policy meeting? Read more

Are you experiencing financial difficulty?

Receive Help