Personal Loans

Simple, no hassle personal loans with no monthly fees

Personal Loans

We offer Personal Loans, both secured and unsecured, for a full range of purposes, from buying a car, planning a wedding, dreaming of a fabulous holiday or perhaps for some new furniture. Whatever your needs, we have a loan to get you on your way sooner, and can even tailor a loan to your requirements.

Please review our Target Market Determination documents to see if this is the right product for you:

Unsecured Personal Loan

Enjoy all the benefits and a great interest rate with our Unsecured Personal Loan, speak to a friendly member of our staff to calculate how much you could borrow based off your income.

  • Flexible repayment options
  • Lump sum payments without penalty
  • No monthly loan service fees

Interest rate

View our interest rates

Minimum amount

$2,000

Maximum amount

$30,000

Loan period

Up to 5 years

Repayments

Weekly, fortnightly or monthly

Monthly fee

No

Redraw facility

Yes (Min $1,000)

Extra payments without penalty

Yes

Early payout without penalty

Yes

Loan Establishment Fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
14.00%
pa
interest rate
From
15.79%
pa
comparison rate

This table is provided as a guide only. Terms and conditions are available on application or request.

Assignment of Savings

If you have big dreams then look no further than our assignment of savings, speak to a friendly member of our staff to calculate how much you could borrow using your own savings as security.

  • Flexible repayment options
  • Lump sum payments without penalty
  • No monthly loan service fees

Interest rate

View our interest rates

Minimum amount

$5,000

Maximum amount

based on the amount of your Fixed Term Deposit

Loan period

loan term depends on amount borrowed

Repayments

Weekly, fortnightly or monthly

Monthly fee

No

Redraw facility

Yes (Min $1,000)

Extra payments without penalty

Yes

Early payout without penalty

Yes

Loan Establishment Fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
9.60%
pa
interest rate
From
9.96%
pa
comparison rate

This table is provided as a guide only. Terms and conditions are available on application or request.

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Questions?

If you have any questions, please contact us.

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WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

 

(2) Comparison Rate based on a typical Assignment of Savings secured loan of $30,000 over 5 years.

(3) Comparison Rate based on a typical Personal Loan of $10,000 over 3 years.

*   Loan applications are assessed on a number of criteria which may result in a higher interest rate.

 

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Bank’s products or services you should read our Financial Services Guide.

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