Personal Loans

Simple, no hassle personal loans with no monthly fees

Personal Loans

We offer Personal Loans, both secured and unsecured, for a full range of purposes, from buying a car, planning a wedding, dreaming of a fabulous holiday or perhaps for some new furniture. Whatever your needs, we have a loan to get you on your way sooner, and can even tailor a loan to your requirements.

Unsecured Personal Loan

Enjoy all the benefits and a great interest rate with our Unsecured Personal Loan, speak to a friendly member of our staff to calculate how much you could borrow based off your income.

  • Flexible repayment options
  • Lump sum payments without penalty
  • No monthly loan service fees

Interest rate

View our interest rates

Minimum amount

$2,000

Maximum amount

$30,000

Loan period

Up to 5 years

Repayments

Weekly, fortnightly or monthly

Monthly fee

No

Redraw facility

Yes (Min $1,000)

Extra payments without penalty

Yes

Early payout without penalty

Yes

Loan Establishment Fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
12.50%
pa
interest rate
From
13.91%
pa
comparison rate

Assignment of Savings

If you have big dreams then look no further than our assignment of savings, speak to a friendly member of our staff to calculate how much you could borrow using your own savings as security.

  • Flexible repayment options
  • Lump sum payments without penalty
  • No monthly loan service fees

Interest rate

View our interest rates

Minimum amount

$5,000

Maximum amount

based on the amount of your Fixed Term Deposit

Loan period

loan term depends on amount borrowed

Repayments

Weekly, fortnightly or monthly

Monthly fee

No

Redraw facility

Yes (Min $1,000)

Extra payments without penalty

Yes

Early payout without penalty

Yes

Loan Establishment Fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
5.60%
pa
interest rate
From
5.88%
pa
comparison Rate

Useful Links and Tools

Questions?

If you have any questions, please contact us.

Enquire Now

Comparison rates are calculated on the basis of an unsecured loan of $2,500 over a 2 year term. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union’s products or services you should read our Financial Services Guide.

Family First Credit Union

We make banking easy, with many ways to access your Family First Credit Union accounts.

About Family First

Family First Credit Union is different…

Our shareholders are you. We are your local Credit Union, here to support all of your banking needs. So come and experience local caring banking.

Recent news

  • There has never been a better or more appropriate time to reach out to your friends, family, work and team mates to ask them a simple question - RUOK? Read more
  • What did the Reserve Bank discuss at their September 2020 Monetary Policy meeting? Read more
  • Family First continues to operate as an essential service despite the threat of the COVID-19 Coronavirus pandemic Read more

Are you experiencing financial difficulty?

Receive Help