Savings Accounts

Over 55 Account

A highly competitive savings account designed especially for members aged 55 and over.

• Tiered interest rate calculated on the daily balance
• Interest paid quarterly
• Internet and Phone Access
• Access your funds 24 hours a day, 7 days a week

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Super Saver Account

The Family First Super Saver Account is designed especially for our youngest members aged 0 to 12 years of age. We take a fun approach to saving with each Super Saver receiving a free money box and drink bottle, and we’ll also send a ‘special’ card on their birthday.

• Free money boxes and birthday cards

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Teen Saver Account

The Family First Teen Saver Account is designed especially for our teenage members aged 13 to 17 years.

• Visa Debit Card available (conditions apply)
• Statements can be accessed online
• Rebates apply to some fees

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Family e-Saver Account / e-Saver Online Account

The Family e-Saver Account is a high-end online investment account that offers both a higher interest rate and funds available at call – a different kind of banking!

• Higher interest rate
• No transaction fees for Internet and Phone Access
• Access your funds 24 hours a day, 7 days a week

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Cash Management Account

This account is designed for members who want to maximise their relationship with Family First and get the most from their bank account. This account offers a tiered higher rate of interest than ordinary saving accounts with all the access facilities of an every day account.

• Interest calculated daily and paid quarterly
• Higher interest rates than on ordinary savings accounts
• Tiered interest rates for higher balances

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Community Care Account

Family First’s Community Care Account provides non-profit organisations and community groups with the ideal account that supports their work; to continue to improve the social, cultural, environmental and educational well being of our community.

Designed for incorporated community groups and service clubs, Family First welcomes pre-schools and playgroups, registered charities, religious bodies and fund raising committees to apply for this account. Individuals cannot be considered.

All accounts must be for groups that operate as a non-profit organisation and provide a service to the community.

• No account keeping fees
• No transaction fees
• Tiered interest

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Christmas Club Account

Plan and save for those festive season expenses. Christmas can be a financially stressful time for many, so prepare in advance for the expense of the festive season with this special purpose account.

Make regular deposits during the year and be rewarded with interest and a special lock away facility to keep spending temptation at bay. Total balances and interest become available from 1 November each year, just in time for Christmas!

• Great interest rates
• Deposit part of your salary straight to your Christmas Club Account
• Full access via card, internet banking, phone banking or over the counter

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Home Loan Offset Account

An 100% Mortgage offset facility which reduces your loan interest making it so you can own your home sooner.

This account can only be opened when you have an eligible mortgage with Family First. You can get the benefit of offsetting you interest while using the same account for everyday purchases. 

• 100% of your balance offsets your loan interest
• No minimum balance required
• Visa card and Cheque book facilities available

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Everyday Access Account

An everyday savings account with easy access.

This account is opened for you automatically when you become a member. It provides access to your money 24 hours a day through our wide range of access facilities.

• No minimum balance required
• Visa card and Cheque book facilities available
• Internet and Phone Access

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.

Budget Savings Account

With Family First’s Budget savings account, you can easily budget for bills, school fees, council rates etc. This account is great for members who have a regular payment such as rent, mortgage repayments or health fund contributions to make because we can make payments automatically on your behalf through future payments or you can arrange a direct debit from the account.

• Always have funds on hand for bills, rates and school fees
• Simplify your budgeting with a separate sub-account
• Access your funds 24 hours a day, 7 days a week

Please review our Target Market Determination to see if this is the right product for you.

• +- Additional information

This table is provided as a guide only. Terms and conditions are available on application or request.