Car Loans
Take advantage of the new and used car sales by purchasing your new car with a Family First car loan and get into your new wheels sooner!
Take advantage of the new and used car sales by purchasing your new car with a Family First car loan and get into your new wheels sooner!
To calculate how long it might take to repay a loan, how much you might be able to borrow, and get an approximate idea what your repayments would be, use our loan calculators.
Please review our Target Market Determination to see if this is the right product for you.
When a new car is what you need, we’ll help you drive away sooner with this low rate car loan.
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | New |
Loan period | Up to 7 years |
Flexible repayment options | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Variable lump sum repayments | Yes |
Early repayment without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Monthly service fees | No |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
This table is provided as a guide only. Terms and conditions are available on application or request. |
Have all the benefits and features of our new car loan for a used car up to three years old.
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | Up to 3 years |
Loan period | Up to 7 years |
Repayments | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Variable and lump sum repayments | Yes |
Early payout without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Monthly service fees | No |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
This table is provided as a guide only. Terms and conditions are available on application or request. |
Still get a great car loan rate for a used car over three years old.
Interest rate | |
Minimum amount | $5,000 |
Maximum amount | 100% of the value of the car |
Maximum age of car | 5 years |
Loan period | Up to 7 years |
Repayments | Weekly, fortnightly or monthly |
Interest charges | Calculated daily, charged monthly |
Extra payments without penalty | Yes |
Early payout without penalty | Yes |
Redraw facility | Yes, online redraws are free but fees apply for branch redraws |
Auto repayments | Yes |
Establishment fee | Yes – payable on funding |
This table is provided as a guide only. Terms and conditions are available on application or request. |
Comparison rates are calculated on the basis of a secured loan of $30,000 over a 5 year term. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union’s products or services you should read our Financial Services Guide.
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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Account & Access Facility Conditions of Use and Financial Services Guide before acquiring the product.