Car Loans

We offer car loans, for that new car, motorbike or motorhome. Whatever your needs, we have a loan to get you on your way sooner.

Car Loans

To calculate how long it might take to repay a loan, how much you might be able to borrow, and get an approximate idea what your repayments would be, use our loan calculators.

New Car Loan

When a new car is what you need, we’ll help you drive away sooner with this low rate car loan.

  • Flexible repayments options
  • No monthly service fees
  • Redraw facility provided
  • Make lump sum repayments or pay out your loan without penalty

Interest rate

View our interest rates

Minimum amount

$5,000

Maximum amount

100% of the value of the car

Maximum age of car

New

Loan period

Up to 7 years

Flexible repayment options

Weekly, fortnightly or monthly

Interest charges

Calculated daily, charged monthly

Variable lump sum repayments

Yes

Early repayment without penalty

Yes

Redraw facility

Yes, online redraws are free but fees apply for branch redraws

Monthly service fees

No

Auto repayments

Yes

Establishment fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
5.99%
pa
interest rate
From
6.27%
pa
comparison rate

Car Loan (up to 3 years old)

Have all the benefits and features of our new car loan for a used car up to three years old.

  • No Early Payout Fees
  • No monthly service fees
  • Redraw facility provided
  • Extra repayments available with no penalty

Interest rate

View our interest rates

Minimum amount

$5,000

Maximum amount

100% of the value of the car

Maximum age of car

Up to 3 years

Loan period

Up to 7 years

Repayments

Weekly, fortnightly or monthly

Interest charges

Calculated daily, charged monthly

Variable and lump sum repayments

Yes

Early payout without penalty

Yes

Redraw facility

Yes, online redraws are free but fees apply for branch redraws

Monthly service fees

No

Auto repayments

Yes

Establishment fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
6.99%
pa
interest rate
From
7.27%
pa
comparison rate

Car Loan (3 to 5 years old)

Still get a great car loan rate for a used car over three years old.

  • Offered to cars up to 5 years old
  • Redraw facility provided
  • Weekly, fortnightly or monthly repayment options
  • Pay out your loan early without penalty

Interest rate

View our interest rates

Minimum amount

$5,000

Maximum amount

100% of the value of the car

Maximum age of car

5 years

Loan period

Up to 7 years

Repayments

Weekly, fortnightly or monthly

Interest charges

Calculated daily, charged monthly

Extra payments without penalty

Yes

Early payout without penalty

Yes

Redraw facility

Yes, online redraws are free but fees apply for branch redraws

Auto repayments

Yes

Establishment fee

Yes – payable on funding

This table is provided as a guide only. Terms and conditions are available on application or request.

From
7.99%
pa
interest rate
From
8.27%
pa
comparison rate

Useful Links and Tools

Comparison rates are calculated on the basis of a secured loan of $30,000 over a 5 year term. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union’s products or services you should read our Financial Services Guide.

Family First Credit Union

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About Family First

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